Overdraft Protection Loan / Scholar Overdraft Protection Loan
Ideal for whenever your bank checking account is operating “just a little brief.” When there isn’t sufficient money into your bank checking account to pay for the checks you have written, we will immediately move cash from your Overdraft Protection Loan to your bank checking account.
- Loan amounts from $100 to $5,000
- As much as $1,000 for Student Overdraft Protection Loan (ages 18-24)
- Access the amount of money at any EECU ATM, private Telephone Access, on line Banking, or by calling us
- No cost per transfer
- Competitive interest
- Scholar Overdraft Protection Loan prices predicated on GPA
Technology Loan / MyCash Technology Loan
Checking up on the most advanced technology could possibly get costly. It really is a good thing eecu provides such a good rate on technology acquisitions! Finance computer systems, pills, printers, mobile phones, house theaters and much more.
- Borrow from $500 to $7,500
- As much as $1,000 for MyCash Technology Loan (ages 18-24)
- Low-value interest
- As little as 3% APR for MyCash Technology Loan (ages 18-24)
- 100% funding
- Discounts on choose Dell computer acquisitions
E-Z Loan
Because the title suggests, this loan makes it simple you need for virtually any reason on you to borrow the cash!
Budget Balancer Loan
Also called a bill consolidation loan, we will help you get your allowance in stability by consolidating your bills into one loan.
- Borrow from $100 to $30,000
- Combine payments
- Competitive interest
Signature Credit payday loans in Bedfordshire no credit check Line
This type of credit works like credit cards, except you don’t need to carry or make use of a card that is plastic.
- Access immediately to your hard earned money
- Competitive rate of interest
- just simply Take an advance as much as your authorized borrowing limit whenever it is needed by you
- Access the amount of money at any EECU ATM, private phone Access, on the web Banking, or by calling us
Share-Secured Loan
This loan is good for those who desire to establish credit. Due to the fact loan is secured by the share deposits it requires minimal qualifications that are additional.
Personal Loan Prices
Signature Loans
Apr
Rates April that is effective 1 2020
| Loan Type | Max Term | APR As minimal As | believed payment per month based on ‘As low As’ speed |
|---|---|---|---|
| Budget Balancer $100 – $30,000 | 12.50per cent | centered on stability | |
| Educator Credential Loan $2,500-$15,000 | 60 months | 6.50% | considering stability |
| ECOlogical Loan $100 – $40,000 | 84 months | 6.50% | $14.85 per $1,000 |
| ECOlogical Loan $15,001 – $40,000 | 120 months | 6.50% | $11.35 per $1,000 |
| ECOlogical Loan $25,001 – $40,000 | 180 months | 6.50% | $8.71 per $1,000 |
| EZ Loan $0 – $5,000 | one year | 9.50% | $87.68 per $1,000 |
| EZ Loan $2,501 – $5,000 | a couple of years | 10.50% | $46.38 per $1,000 |
| Overdraft Protection $100 – $5,000 | 10.00per cent | centered on balance | |
| Signature Line of Credit $100 – $30,000 | 12.00per cent | centered on balance | |
| Technology Loan $500 to $7,500 | 60 months | 6.00% | centered on stability |
“From” price on Budget Balancer, E-Z Loan, Educator Credential Loan, and ECOlogical Loan carries a .50% discount for automated re payment from EECU bank account.
MyCash Personal Loan Prices
For pupil users ages 18-24
| Loan Type | APR |
|---|---|
| Student Overdraft Protection Loan up to $1,000 | |
| GPA less than 2.49 | 15.00% |
| GPA 2.50 – 2.99 | 14.00% |
| GPA 3.00 – 3.49 | 12.00% |
| GPA 3.50 or higher | 10.00% |
| MyCash Technology Loan $500 to $1,000 | 3.00per cent |
Scholar Overdraft Protection Loan price shown derive from pupil GPA. Optimum loan amount $1,000. Must make provision for evidence of GPA; must certanly be enrolled for at the least six devices. pupil Overdraft Protection Loan relates to people ages 18-24. These prices aren’t designed for refinancing current loans that are EECU.
MyCash tech Loan price shown includes a 1.00% discount for needed payment that is automatic. Minimal loan amount $500; optimum loan amount $1,000. MyCash tech Loan relates to users many years 18-24. These prices aren’t readily available for refinancing current loans that are EECU.
Share/Certificate Secured Loan Rates
Apr
Rates April that is effective 1 2020