Just how to ask Quick Quid for an online payday loan refund article that is old

Just how to ask Quick Quid for an online payday loan refund article that is old

Great news – is this QQ? Any concept how much it is likely to soon add up to?

Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X

Duane Castleman says

Did they provide you any such thing on the final reaction first? They did for me but we almost dropped down my seat laughing whenever it is read by me!!

Yes i do believe about 300 .

It has been therefore helpful we have actually sent the next e-mail as I had all of the loans back at my credit history to PDUK and QQ hoping I have a reaction right back such a thing will likely be an additional benefit if i will be truthful when I simply require these defaults off my account they have been destroying my odds of purchasing a property.

Just gotten this today. The could be the respond to the template page ? Does not seem sensible ? Anyone had this of can provide me personally some advice many thanks for the inquiry as well as your persistence although we carried out our research. We have been needed to make sure that your credit report is as much as date. Our responsibility to report and improve your loan information to credit guide agencies is scheduled forth within our online privacy policy. Please bear in mind, should your contractual repayment contract ended up being maybe maybe not honoured, this could affect your credit file adversely, including a standard being registered.

Our documents suggest loan 1666952 and loan 1772628 contractual repayment dates had been maybe maybe not honoured. We reached away to you many times to e to a reasonable repayment arrangement; nonetheless, all tries to find the right re payment arrangement went unanswered. You’re supplied with that loan of 400.00 GBP on 02/08/2010. Your loan had been extended a complete of 4 times. Your final expansion cost re re re payment and final repayment were never ever gotten in complete. Which caused the mortgage to default and later on used in a party collection agency that is third.

With this being stated defaults registered is accurate and certainly will perhaps perhaps not eliminated.

Since this really is our last Response about your issues to your above referenced account, that you are aware of the ultimate availability of the Financial Ombudsman Service if you are not happy with this oute I need to ensure. You’ve got the directly to refer your plaint into the Financial Ombudsman provider, totally free you need to do so within half a year for the date with this page. If you don’t refer your plaint over time, the Ombudsman won’t have our authorization to take into account your plaint therefore is only going to have the ability to achieve this in not a lot of circumstances. For instance, if the Ombudsman believes that the wait had been being results of exemplary circumstances. I’ve supplied you with a hyperlink into the leaflet for the information to work with you if you opt to pursue this course that is further of. They may be contacted at

Sara (Financial Obligation Camel) says

By mistake as you have just sent off the plaint, I am wondering if this should payday loans IL actually be addressed to someone else and it has e to you? Do the loan is recognised by you numbers / dates they mention?

Hi Sara, Everybody Else

We have actuallyn’t updated in some time but have always been happy to say a refund was got by me of slightly below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have already been taken out of my personal credit record but I’m surprised to begin to see the rating (that I comprehend is basically worthless anyhow but nevertheless) has had a battering that is absolute. We thought having these entries eliminated would do wonders for my credit history??

Additionally recently possessed a judgement from an Ombudsman according of Quickquid. Am expecting over 3k right right back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Many Many Thanks all. Jo

Sara (Financial Obligation Camel) says

Until you had defaults or are making an effort to get home financing, having paid back loans that are payday doesn’t boost your rating much.

Good to know the Ombudsman upholding another QQ plaint.

Hi, exactly like to state that Wonga have actually given me personally having a 3512 reimbursement and I have actually accepted. I might have in all probability been eligible to significantly more than that but i recently desired the nightmare to finish. To not bad times scales 6 months from initial plaint

I will be in the act with QQ. However they appear to be dragging here heels a little.

I’m reviewing the other panies caused me therefore much difficulty and despair.

Sara (Financial Obligation Camel) says

great – you’re the person that is second getting an offer in less than 2 months 🙂

Quickquid took over 2 months to obtain returning to me personally making an offer we expected of 150 from reading these articles. I told them where you should go and left it utilizing the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to make the complete 30 trading days.

Congrats. QQ did exactly the same in my experience offered me 150 therefore it’s gone to your ombudsman.

This website is fantastic! After reading most of the ments and success tales on right right here, we made a plaint to QQ. They took the entire 8 weeks to help make an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days an offer is had by me of 1894.30 . ? Ombudsman stated they couldn’t make sure most of the loans had been unaffordable nonetheless they could see we had bee determined by them ? Simply waiting for repayment now

Sara (Financial Obligation Camel) says

Exemplary – had been this from an Adjudicator or made it happen need certainly to head to Ombusdman degree?

Simply the adjudicator. I’dn’t supplied any bank statements or payslips like QQ had expected either, simply my letter of plaint.

I acquired the questionnaire that is standard QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i obtained template page from a financial obligation advise web web page no name mentioned as nothing at all to do with them. Only have to relax and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it will all be sorted will keep updated when I get hopefully info and provides

Almost three weeks hence, I delivered down plaints to QQ also to Wonga. Today, we delivered another one off to Wage Day Advance – we thought the attention on that loan ended up being reasonable however when we seemed straight straight back I became repaying 94 per month for just two years….and the loan that is initial been for 300!